Welcome to Get!

March 20, 2022

Get has witnessed how tens of thousands of uni students felt handle cash, save, spend in Singapore. For very long, we've witnessed the pains. As a team of young graduates ourselves, we noticed:

  • Saving goals are hard. How do you even sort & organise your money?
  • Disciplined spending is worse. Tracking expenses manually is a tried failure. Spending data just isn't currently pleasant to look at.
  • Growing money is even more a question mark. Interest rates across banks are low. (unless it's $100k)
  • Feeling deserving from brands you frequent. (e.g that café you go everyday).


You've signed up through a loss-making offer from high-street banks or handed a kids account by mum & dad when young. You've looked around to solve, but ended up at another high-street bank with a clunky app. This is the issue's center. Banks hadn't had an alternative for decades, so they've always embodied a corporate "lock-in" culture - signing you on when young, then offering you high-margin products like credit cards, mortgages, loans so forth — but these are rarely the best in market. What's worse is, after you start using

  • Hidden fall-below or monthly fees slip under the rug.
  • FX rates online & abroad are surprisingly high.
  • Simple support like changing an address sucks.
  • App feels cluttered with at least 25 financial products.
  • Picking up fraud is slow & incorrect.

Why the case?

  • Banks have massive building, staffing, ATM costs to bleed - they need to charge.
  • Data is silo'd across departments - slowing your money process.
  • Apps a - it's hard to tailor such diverse generations.
  • Behind coloured mobile app interfaces, the technology is monolithic.

Since, customer expectations are way high → if bank UX can't handle, then more calls come in → more wait time → Support sucks & more frustration

Why do I feel this way?

In short, slick apps in music, ride-hailing, shopping, productivity apps have caught up to your modern techy life — Unfortunately banks haven't rebuilt their app from the ground up to meet their standard, offerings aren't tailored, and it doesn't integrate with the rest of your life.

Our Vision for Get

We questioned, imagine what if we could build a money experience, as if our favourite apps like Airbnb or Spotify had built one?

Imagine opening an account in 30 seconds from your phone. Or sending money to friends and splitting bills with a swipe. Imagine push notifications the second you pay for anything, with balance always up-to-date. Imagine travelling overseas and being welcomed by your bank on arrival, with zero foreign exchange fees, rather always having your card blocked for fraud. If you do lose your card, freeze and unfreeze it with a single tap. Rather than banking that feels difficult, It's money that feels like magic.

What do I get today?

Today, Get is an everyday money app as smart as your phone.

An e-money account, linked with a multi-currency Visa debit card, built-in PayNow & FAST local transfers to friends & businesses within Singapore, Saving Jars, Budgets & Analytics, all core technology built in-house and a delightful UX.

What's next?

Coming soon, we're releasing awesome integrations right within the Get app. Some examples:

  • 3rd party Integrations: What if you could reward yourself $5 every-time you hit the gym?
  • Earnings: What if you could instantly earn cash for quick one-off or long term jobs
  • Built-in Savings plans: What if you could grow money in time-frames that suit you.
  • Deep discounts for verified students: All your digital memberships with brands you love & enjoy exclusive discounts.

We're working on these.

Welcome to the family!

If you like what we're building and want to give it a drive:

  • Install Get on Android or iOS App onto your smartphone from the Google Play and App Store,
  • Keep your e-mail inbox refreshed for surprise wait-list skips,
  • Follow our IG page get_u18 for updates on the latest news,
  • Join our Telegram Community group.

We're thankful you're a customer. We look forward to building the future of money with you.

Daniel Liang